We offer both Single and Portfolio Rental Property Loans. We help beginning rental property investors purchase their first property, and help seasoned investors unlock equity from established portfolios so they can grow.
Key Facts About Our Rental Property Loans1
- Commercial loan underwritten on property cash flow, no personal income verification
- Easy liquidity verification process
- Foreign Nationals eligible
- 90-day seasoning
- Vacation Rentals financing available
- Nationwide Lender2
| Single Rental Loan | Portfolio Rental Loan | |
|---|---|---|
| LOAN PURPOSE | Purchase or cash-out refi of a single property3 | Purchase or refi of multiple properties in a portfolio |
| KEY FEATURES |
|
|
| INTEREST RATE1 | 4.5% - 6.5% | 4.75% - 6.5% |
| TERM | 30-year fixed, interest-only available17 | 5-10 years with balloon, interest-only options available |
| BORROWER TYPE | LLC or Individual | LLC |
| MINIMUM FICO | 620 | 600 |
| LOAN AMOUNT | $75K - $1.5MM15 | $500K - $100MM |
| PROPERTY TYPE |
Non-Owner Occupied:
|
Non-Owner Occupied:
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Not sure if the Portfolio Rental Loan works for you? Use this checklist to see!
- Do you have 5 rent-producing doors, with a total portfolio value of $700,000?
- Do each of your properties have a value of at least $50,000?
- Are you a long-term investor?
- If you answered yes to these questions, complete the fields below to get started with our Portfolio Loan!